Commercial Loan Officer at Centralia

Job Description

Security State Bank, headquartered in Centralia, WA, is seeking an experienced Commercial Loan Officer. The ideal candidate will have strong credit analysis experience and the drive to develop new business relationships. Candidate must possess a minimum of 5 years of commercial lending experience and a Bachelors degree in Business, Finance or Accounting; or a combination of work experience and education. This is a full-time exempt position with competitive pay and a full benefits package including medical, dental, vision, and life insurance, paid vacation, sick leave, and holidays, 401(k) Plan and Employee Stock Ownership Plan. Mission: To develop and manage new and existing commercial loan accounts that meet established lending requirements and which provide maximum profitability to the bank with a minimum amount of risk.Prime Responsibilities:Interviews loan applicants and collects and analyzes data in order to determine the general credit worthiness of the prospect and the merits of the request. Negotiates terms and structures loan financing based on risk considerations, and within loan policy and guidelines.Presents credits for approval to the proper level of authority as required.Collects and analyzes information which reflects the current merits of existing loans. May entail direct inspection of business or collateral or review of interim financial reports. Monitors loan repayment activities and takes necessary action to prevent delinquencies and to collect past-due accounts. Manages risk of non-performing loans.Contacts potential and existing customers to develop business and to enhance and develop business relationships. Participates in community affairs to increase the banks visibility and to enhance new business opportunities. Undertakes special projects relating to departmental needs as assigned by supervisor. Requirements:-5 years of commercial lending experience including all aspects of the lending process including understanding risk, loan structure, negotiation, and underwriting-Bachelors degree in Business, Finance or Accounting; or a combination of work experience and education. -Excellent interpersonal, verbal, and written communication skills-Self-motivated with a proven track record of developing new business relationships-Strong Microsoft office computer skills required Security State Bank has been providing banking services to local residents, farm families, and business and industry in Lewis County and the surrounding areas since 1903. As a True Community Bank, we at Security State Bank believe in our community, create local jobs, support local organizations, pay local taxes, and build a better local economy.

Source - The Olympian

Job Requirements

Please refer to the Job Description to view the requirements for this job
Country: USA, State: Washington, City: Centralia, Company: Security State Bank.